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Category Archives: Money Matters

Top five money saving tips

The Positive Economist, Susan Hayes, gives her top five money saving tips for households. See how they can help you. Spread the cost of Christmas and September throughout the whole year! Every household has ‘lumpy’ times of the year. You know that Christmas, ‘back-to-school’, the car insurance all happen at certain times. However, if you…

My rent supplement is being reviewed: What can I do?

In January 2012 the Department of Social Protection (DSP) reduced the maximum level of rent that it will accept for Rent Supplement purposes. Cecilia Smith, Development Manager at County Cavan Citizens Information Service explains how these changes may affect you. Question: I am getting a One-Parent Family Payment and my Rent Supplement claim is being…

Are you claiming all your tax reliefs?

Did you know that there millions of euro worth of tax credits unclaimed every year? What haven’t you claimed for? Accountant, Tommy McGibney gives some useful pointers. Each year the Revenue Commissioners calculate that many millions of euro worth of tax credits are left unclaimed by taxpayers. This is difficult to believe, particularly in the…

What changes have been made to Mortgage Interest Relief?

Cecilia Smith, Development Manager at County Cavan Citizens Information Service answers a question on the recent changes to Mortgage Interest Relief. Question: I’m confused about the changes that were made to Mortgage Interest Relief in Budget 2012. I’m a first-time buyer who started paying my mortgage in 2006. When will my entitlement expire and what…

Your rights: Supplementary Welfare Allowance

Cecilia Smith, Development Manager at County Cavan Citizens Information Service sums up how to apply for Supplementary Welfare Allowance. Question: I was told to apply for Supplementary Welfare Allowance (SWA) while I wait for a decision on Jobseeker’s Allowance. What is SWA and where do I apply? Answer: The Supplementary Welfare Allowance (SWA) Scheme provides a basic…